Its all going very well. Am not going to bore you with the details but I have just created an excel table which is logging everything against our budget, which Hub has seen and read. We are on a strict weekly personal spend allowance and I am delighted to report that food spending is currently coming in at £20 under budget despite buying organic vegetables and meat. At least for the first 2 weeks of the year!! ha ha!
I am overspent on my personal allowance, because I bought a top, a flask and went to London. I am unsure whether I should include all my travel as I haven't not yet spent all of my oyster card and some of it is bound to be a work expense at some point.
On the other hand, doing the budget has unearthed a whole range of expenses we hadn't really thought of before. Namely Bub's lunches, after school clubs and clothes, vet costs and health care (dentist mainly)
But am pleased to get it all down on paper. Only then can you start actually doing something about any of it.
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